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MISCELLANEOUS

 

 

 

Personal Accident

 

Personal accident cover will pay out compensation to you and/or your family if you are involved in a serious accident that causes injury or even death

 

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Workers' Compensation

 

Is a form of insurance providing wage replacement and medical benefits to employees injured during working hours.

 

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Cash in Safe

 

The cash in safe policy covers the cash (Banknotes, Cheques, Securities, and Bonds) secured in locked safe against any loss and/or damage caused by burglary.

 

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Cash in Transit

 

Cash in Transit or cash/valuables-in-transit is the physical transfer of banknotes, coins, credit cards and items of value from one location to another. The locations include cash centers and bank branches, ATM points (loss of money due to theft, asbery & an accident during transit.

 

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Fidelity Guarantee

 

Fidelity coverage, sometimes known as a fidelity bond, is a type of insurance that will protect a business owner against the theft of money, property, forgery or fraud by an employee.

 

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Third Party

 

Third-party liability cover, which is sometimes also referred to as the 'act only' cover It is referred to as a 'third-party' cover since the beneficiary of the policy is someone other than the two parties involved in the contract.

 

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Public Liability

 

Public liability insurance covers the cost of claims made by the public that happen in connection with your business. It helps to cover the costs for personal injuries, loss or damage to property, Product and death.

 

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Glass insurance

 

Glass insurance provides cover for breakage of internal and external glass and signage you own or for which you are legally responsible, at the insured premises.

 

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Burglary

 

A burglary insurance policy is a type of crime insurance that covers losses resulting from burglary.

 

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Professional Indemnity

 

Professional indemnity insurance, often referred to as professional liability insurance or PI insurance, covers legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money.

 

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